The Student Health Center strongly encourages all students to have
health insurance to help defray the costs of their healthcare. The
University sponsored health insurance plan provides coverage
specifically for students including coverage for accidents or illness on
and off campus. Information about the plan is mailed to students prior
to fall semester and can be obtained from the SHC Student Health
Insurance Office at (205) 348-4086 or online at our website. The
University of Alabama has renewed the “Student Injury and
Sickness Insurance Plan” with United Healthcare Student Resources
(UHCSR) for another plan year that covers August 2015 through July 2016.
Eligible UA students can enroll in that voluntary health plan on a
semester-to-semester basis, or they can enroll for an entire plan year
as explained below. Enrollment for the Spring 2016 semester for UA domestic students (Undergraduate and Graduate) begins on 12/14/2015 and ends 2/10/2016. Enrollment for the Spring 2016 semester for UA international students (Undergraduate and Graduate) begins on 12/14/2015 and ends 2/10/2016. Both of the voluntary UHCSR student injury and sickness insurance
policies 2015-328-1 and 2015-328-4 will provide unlimited annual and
unlimited lifetime dollar coverage per insured person for the August
2015-July 2016 plan year with no waiting period for pre-existing
medical conditions, because these UHCSR student injury and sickness
insurance policies comply with all aspects of the health care reform law
as it pertains to student health insurance plans.
All undergraduate students taking 6 or more credit hours and all
graduate students taking 3 credit hours are eligible to enroll in the University sponsored
insurance plan. All international students are required to be insured
and will be billed on their Student Receivables account.
Eligible students who do enroll in the University sponsored health insurance plan may also insure their dependents. Eligible dependents are the spouse and unmarried children under 26 years of age who are not self-supporting. Dependent eligibility expires concurrently with that of the insured students.
Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased. Home study, correspondence, internet classes and television (TV) courses do not fulfill the eligibility requirements that the student actively attend classes. If and whenever the company discovers that the policy eligibility requirements have not been met, its only obligation is refund of premium.
UnitedHealthcare Student Resources (UHCSR) is the underwriter for two
voluntary student injury and sickness insurance policies offered to the
following types of UA students who enroll on time and elect coverage to
begin in August 2015.
Since the Affordable Care Act (ACA) of 2010 requires everyone
to have health insurance, we advise you to compare UA’s student health plan underwritten
by UHCSR vs. your parent’s health plan or another health plan’s coverage, co-pays,
deductibles and premiums before you decide which plan to enroll in.
UA's health plan has a $0 deductible if students are seen at the Student Health Center (SHC) or adjacent University Medical Center (UMC) starting 8/1/2015.
NOTE: Only UA students enrolled in UA’s student health plan with
United HealthCare Student Resources (UHCSR) in the summer of 2015, or
who were enrolled with UHCSR in the spring of 2015 and then lose that
coverage, are eligible to enroll for extended continuation coverage with
UHCSR for an additional 1 to 6 months if additional health coverage
premiums are paid.
In addition, UA students who are enrolled in the UHCSR injury and
sickness insurance plan, DO NOT need a referral from the SHC for outside
medical care under the following conditions:
When the outside medical care is for a medical emergency
When UA’s Student Health Center is closed
When the medical service is rendered at another facility during fall
or spring break, during holidays or during UA vacation periods
When medical care is received by the student more than 50 miles away from UA’s campus, located in Tuscaloosa
When the student is no longer a UA student due to change in status (such as graduation)
Psychotherapy does not require a referral from UA’s Student Health Center.
However, if you do receive medical care from a medical provider
outside the SHC or UMC without a referral for any other reason than those
listed above then UnitedHealthcare Student Resources (UHCSR) can pay the
outside medical provider at 60% of the out-of-network (OON) level.